That is when she told me I'd never progress if I didn't accept the F&DS thing.
I think that's the point everyone is trying to make to you. AS long as you question them, and don't just believe them "cuz we said so" then you'll never be one of them. They will treat you with disrespect for even questioning them in the first place. You should just take them at their word.
Bottom line ... I DON'T FREAKING GET IT!
I think you are beginning to!