When I compare Mr. Novosel's letter to your response, it is very obvious who is the lawyer with experience and who is the novice. Even though I was not a recipient of one of the Novosel letters, I had questions. My email also went unanswered. When I challenged Lloyd on the legitimacy of the letters on Twitter, instead of responding, he blocked me. So we can be certain it was a very stupid bluff.
Lloyd never fails to lower the bar of expectations. He would have been far better off issuing a statement after your original statement saying he is a deeply flawed man and he needs more time to get his life in order. But no, he made that confession video and attacked you which put people like me in play. I was content to leave him alone like I had done for a long time, but not any more.