Grreat Teacher: I can't imagine people just getting a patch, a lick and a promise, and then donating the entire check amount.
Please tell me people don't actually do that.
Yes. To be fair, for the most part, JW volunteers are organized by professionals when it comes to roof repair and the like. So the work is typically not just a "lick and a promise." But there is no guarantee that it is up to building code and the insurance money is supposed to be used to put it back up to the quality (or better than) it was before the damage. And again, you will have little choice in the style, color, quality of the building materials.
And sometimes, it will be just the lick and a promise. I saw JW's after Hurricane Hugo leaving tarps on their roof for a year because they said that was good enough to stop the rain. And they spent the insurance money on bills instead of the roof.