There are new examples of systemic racism as we speak: when authorities prioritize which businesses get aid and support based on the color of their owner, that is systemic racism. The news was reported that "minority owned businesses will receive priority" ... erm, why? And who has the color card to decide if someone is really dark enough and what the order should be?
Everything should be based purely on the same qualification rules for something, skin color should not count for or against anyone when it comes to entitlement or punishment.
Anything else is systemic racism.