Sam--I did provide questions as a way to point out some of the issues that weren't addressed. I feel like Obama's plan addresses all of these. I was interested in alternatives to Obama's plan since conservatives seem to hate it so much.
1. Mandate that everyone have health care coverage.
2. insurance companies must cover pre-existing conditions, and the goverment tempers the down side by requiring healthy people to cover insurance.
3. Low income citizens receive subsidies to cover their premiums.
4. Disabled and elderly get insurance as they already do today.
I'm suggesting that if this can be improved on, improve on it.
None of us like abuses of the system. Not all recipients abuse the system. So we need a safety net. Here are some people that could fall through the cracks:
Low income earners that can't cover health insurance premiums. Even middle income earners can't always cover premiums. Some work long hours and multiple jobs. They have children and responsiblities. How much community service can you get out of these people--and how does their service transfer into payments to health care providers? This would require the bill be paid by taxes, and would deprive private companies of income. Under Obama's plan, the govt. would help them pay the premiums and the private insurance company would pay the providers and still profit because risk has been greatly spread out through the mandate.
Some people are sick or disabled but still able to work. These are also usually low income earners. How much community service do you think they can do? When I was sick I still worked. I came home from work and went directly to bed so i could get up the next day. I was unable to do dishes much less community service. I am only one story, but I know people that work less hours at low pay to accomodate their needs.
High unemployment. How do the unemployed pay the premiums? There is a shortage of jobs, so they aren't all deadbeats. Giving them community service jobs will deprive other earners of a job. In effect, these people will be working for the government. Those who fear socialism should beware.
Those are my solutions and my objections to your suggestions. The questions are provided with an open mind. If we can answer those questions, then maybe that plan would work. I don't see the answers and wondered if you did.
My golden solution is single payor--but that's not happening soon. So I go with Obama's plan.