The essence of all of this, I believe, is the overall interests of the particular individual, as opposed to the corporate mandates of any commercial or religious organization (like the one we all know).
What comes to mind is a practical and comforting pragmatic philosophical perspective known as the “Serenity Prayer” (yes, I have been going to AA meetings), and it simply goes like this:
“God, grant me the serenity to accept the things I cannot change,
The courage to change the things I can,
And wisdom to know the difference.”
In other words, I believe that the individual should be empowered to choose the best course in life for himself/herself, in accordance with his/her unique and overall best interests, and whatever may be the developments along the way or the results of any of those developments (expected or not), that individual would do best in all respects by simply being satisfied with and accepting of their own decisions and circumstances, and strive to simply live in the present moment (which, of course, is all anyone can do; you can resent and worry over the eternal past and future, but, logically, you can only live in the present).
“DATA-DOG” is certainly quite perceptive in relating that having to work hard and tediously daily because of not having sufficient education relevant to one’s vocational aptitude – as well as having to work hard and tediously daily because of having that sufficient education – “both sound terrible.” Indeed, a healthy “balance is needed.” One can be wasted by a lack of vocational and financial success – but, also, one can be ruined by such “success” in compulsively striving (slaving!) for the unattainable and insatiable, just like a hamster on a wheel or a donkey running after that carrot.
All said and done, I believe that at the end of the day, success, serenity, and well-being are certainly that which is in the eye of the individual beholder. . . . And they don’t have to relate to dollars and cents.