Hey Viv, it is nice to see you posting again.
Right now I have a fantastic job, I am able to save, plan, invest and buy lots of cool things like a house at the same time. But I have not always been in this place. Two years ago I could barely manage to pay my bills and my mum frequently saved me from bankruptcy.
I have been there too--but my point is not everyone who is poor is poor because of 'circumstances.' There are many choices that people make on a daily basis that dictate their long term life style.
Starbucks, or home made?
Red Robin, or bring from home?
People are not reading the part where I said I was a single working mother for 7 years--eh?
I'm skeptical of people who I see making poor choices on a daily basis and then always blaming the 'man' when they run out of money. This doesn't mean ALL people. There should be and there is a safety net for those who through no fault of their own, find themselves on hard knock times.
I'm not convinced the safety net should extend to those who have made poor choices their habit.
Also, don't think it doesn't happen the other way. The company I work for paid the largest single claim in their history this year. A family who had NEVER had coverage because they 'couldn't afford it' -- was finally bothered by their 'pesky broker' and decided to buy coverage. Less than 60 days later, the husband had a perforated bowel, and 6 months later emerged from the hospital to the tune of $1,400,000 of which he has to pay $5000, his out of pocket max.
Do you think he complains about his premium now?
Lisa