Hello Banga, just in time for the recent update from Steven Unthank's site below:
Tuesday, February 7, 2012
The decision to freeze and shut down my account was not computer generated. It appears that it was manual (i.e. human) override and the originating decision came from the USA not Australia. (I only have one account, an Australian PayPal account.) It seems that this may already be causing problems to PayPal as their computer fraud program is now trying to patch what appears to now be unauthorised activity on my account caused by, what may actually be, the manual override by a PayPal employee. This anomaly is now spreading to other accounts, like an introduced virus. The PayPal computer fraud program is now trying to stop it by shutting down any accounts that might be linked or networked. A computer program cannot recognise stand-alone fraud, i.e. there can be no fraud unless the account has carried on activity, therefore the program will view that the problem lies with other accounts as well. A situation arises in that all PayPal accounts are fundamentally linked. [Note: the program that PayPal uses is to detect primarily "fraud" and therefore is programmed to treat "suspicious activity" as potential fraud. Access to an account by someone other than the account holder is treated as "suspicious activity" even if that access was by a PayPal employee.]
What does this mean and what is the net result? The balance on my PayPal account has grown by over 50% in the past few days as the PayPal computer fraud system tries to unravel the interference (“suspicious activity”). The money must come from somewhere and those account holders will lodge a complaint. All deposits have with them a note that the deposit was authorised by PayPal, not by any account holder, and that the money came from a third-party account. Therefore it is not a ‘deposit’ into my account but a ‘transfer’. It is also possible that their accounts might be “limited” and then subsequently “frozen”. And so it spreads. I doubt it will get far.