You are wrong. Defacing money means to try to do it to defraud. Like ripping off the end of a 10 and put it on a 1. You may ask what does that get you, well you can turn in a torn bill for a new one if its 3/4 there. So do that to two tens and tape the ten ends on to a one and it will pass 99 percent of the time. I got one at a bank once. People who cut quarters and dimes to make jewelry are not defacing.
- You CANNOT change the denomination — for example, you cannot add two zeros to a one dollar bill and pretend that it’s a one hundred dollar bill. That’s illegal.
- You CANNOT burn, shred, or destroy currency, rendering it unfit for circulation.
- You CANNOT advertise a business on paper currency. For example, if you own a Bagel shop, you cannot stamp “Eat at Joe’s Bagel’s” on a dollar.