I understand what you are saying jwbot. Sometimes when I've spoken to other xjws who've only physically, (as opposed to physically, mentally, and spiritually, whether d/f'd or d/a'd), left the borg for all the "fun" reasons that you've mentioned, I get annoyed too. I am not the first to say it but some people really need rules and guidelines carved in stone by others in order to have boundaries and I think persons like that actually do better within the cult than without.
A couple of things though...
Sometimes when a person leaves the jws, she has been and still is experiencing extreme cognitive dissonance. Unable to fully believe everything she has been taught, yet so afraid to be fully shaken from her former faith. A person like this is very likely to become involved in all of the fun things the world has to offer in an attempt to live before the ever-imminent "end". I think though, that what we sometimes miss is that such a person often becomes involved in self-destructive things simply because she has been brainwashed to believe that she is indeed worthy only of destruction....better to do it yourself rather than some wrathful Sky-God, you know?
K
P.S. I meant to mention as well, that if you were raised in the borg, it is sometimes difficult to know how to make your own moral boundaries, since essentially all of the ones you have have been forced upon you by others from birth.