Yeah, no. I already get 100% of taxes paid in back every year. In fact, I have write-offs I never use already, but will be now to pay the fine. A tax credit/deduction isn't going to do anything for me. My kids have medicaid. My wife has insurance through work(almost 500 dollars a month to cover me through her). I'm a small business owner who works from home and raises an 8 year old, 4 year old and a newborn.
Don't miss the health care sign up deadline.
by FlyingHighNow 55 Replies latest jw friends
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Crazyguy
I could not afford health care for my family being self employed, the last time we priced it was $1500 per month with a 10K deductible and that did not include me. Obama care has allowed so I and my family have health care. its far from perfect and others are getting screwed but it a right direction to something like a single payer program.
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EndofMysteries
nobody should be signing up for this SCAM called the 'unaffordable healthcare act'. Hopefully the numbers remain super low, if nobody is doing it they'll be forced to change things.
Anybody who disagrees with me on this please explain the following......
I had been paying for my own private insurance. I paid a higher rate for a preexisting condition. It was $150 2 years ago but because of this stupid act it had jumped up to $300 a month by last year.
With my insurance I payed a 'co pay' for doctors visits, specialist visits, etc. Again I was paying a higher rate to begin with.
Now comes along the unaffordable healthcare act. The closest to comparable is a little over $300 a month, but there are no copays for most things, you pay $5000 before they kick in. So I'd be just handing away $3600 to then be paying out of pocket everything I'd need anyway, $3600 a year for what amounts to catastrophic health insurance.
Now here is where the best part comes in...... So my doctors visit copay on my old insurance was $40 a visit. The new one didn't have a copay, would have to pay out of pocket, but let's say it did have a copay of $70, I'd have to pay $70. I told my doctor I had no more insurance and would be paying the full amount myself, my total cost is $50 a visit.
Even some medications when paying cash only are barely more then they were with having insurance.
It seems that insurance is just a big scam in general. It allows doctors, pharmacy, etc, to charge far beyond market value what people would pay individually, it allows insurance companies to make money over fake inflated prices (that's why if you look at your insurance bill you'll see a doctor visit might show it cost $800, but then the negotiated rate means the total visit is $70, minus your $60 copay, the insurance pays $10. Yet they make it seem if you didn't have the isurance it would have cost $800. Yet if you were a cash paying customer it might really only cost $50 or $60.
So back to unaffordable healthcare, not only is it costing more then those w/ bad health and preexisting conditions to begin with, but insurance companies are saying rates will really go up next year, some will double.
How many of you suckers will be paying $600 + a month for insurance that makes you pay the first $5000 to $10000 in bills per calander year before it even kicks in? Why don't you do yourself a favor and fwd your paychecks to me, I'll spend your money better.
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MeanMrMustard
Too many people ask "How do we pay for health care?", but the real question should be "Why is it so expensive in the first place?"
MMM
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FlyingHighNow
Sorry, End of Mysteries but I respectfully disagree. People need to look at their own situation on healthcare.gov and make their own decisions. I signed up and for the first time in 11 years, I have health insurance. My grandson who lives with me has it, too. You should tell us more. Before ACA, with a pre-existing condition that was serious, individuals were paying in the $1,000, and often more, range for very little coverage.
I agree that UHC is the way to go, but given how uneducated and ready to screw themselves Americans seem determined to be, we won't get there anytime soon.
Too many people haven't even looked into it at the official site. They take all the negative propaganda hook, line and sinker. Rush could shake their hands, smile at them, steal their wallets and leave them smiling, thinking they just had a brush with greatness.
Tomorrow is the last day. Be sure to look into whether your state is one that has expanded medicaid as well.
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villagegirl
I just don't get it. How do Americans think the rest of the world does this ?
Universal Health Care has been functioning in Australia, the UK, Canada, Germany,
Israel, Europe and in just about all modern democracies for decades, the Americans
seem to be the only ones who can't figure it out. I am in Canada, its $65 a month for
individuals and that covers everything including no-copay office visits to the doctor
of your choice and anything that happens in a hospital. Its $128 ? for a family of four.
Kick out the bloody private insurance companies that are scewing up the works,
everybody just carries the same Care Card here, rich or poor. Its free to the poor.
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FlyingHighNow
the Americans
It's big business that is the problem, that and their very effective brain washing of millions, but not all Americans. Jehovahs Witnesses aren't the only organization that brainwashes millions.
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MeanMrMustard
FlyingHightNow: Since I am an american that just doesn't "get it", can you define "big business"?
MMM
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FlyingHighNow
MeanMM, I don't think you asked me that for the reason of not knowing the answer.
Tomorrow is the 31st. It is the last day to find out for yourselves, what you can do in your unique situations, with heathcare.gov
You will have to wait for the next sign up, which will be for next year, if you don't get signed up tomorrow. Medical bills can cause you to go bankrupt. Lack of insurance might put you at a choice between dying and catastrophic debt, someday. I've lost more than one person who did not seek medical care in time, due to lack of insurance and not wanting to spend thousands on medical bills.
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FlyingHighNow
Too many people ask "How do we pay for health care?", but the real question should be "Why is it so expensive in the first place?"
MMM
I suggest reading this book:
Critical Condition: How Health Care in America Became Big Business--and Bad Medicine
http://www.amazon.com/Critical-Condition-America-Business-Medicine-ebook/dp/B000FC2IQM