So where does it say in the WT publications that getting an unscriptural divorce is grounds for df'ing? Actually for financial reasons getting a divorce is better than an indefinite separation.
I have known male and female jws who got a divorce...not df'd...but were informed that they could not get remarried scripturally without facing a df'ing.
My mother got a divorce in the 70's and the elders assured her she was not in danger of being df'd...unless she remarried before my father remarried or had sex with someone else (provable to the elders).
If the only issue is divorcing your husband, there is no official basis for reproof. The grounds for reproof are the same as for df'ing except the elders on the JC have found the person "repentant."
*** w56 10/1 p. 597 par. 39 Marriage Obligations and Divorce ***. It cannot excommunicate any member just for divorcing on unscriptural grounds, but if that member remarries before the death or immorality of the divorced mate, the congregation would disfellowship this member for adulterous remarriage.
*** jv chap. 13 p. 177 Recognized by Our Conduct ***While the Scriptures do not direct that everyone obtaining a divorce be expelled from the congregation, those who also commit adultery and are unrepentant are disfellowshipped by the congregations of Jehovah’s Witnesses.—1 Cor. 6:9, 10.