It does not address the real problem, it just spreads the costs around.
The real problem is that doctors and hospitals charge too darn much.
There are reasons for that:
1. student loans they have to pay off.
2. Malpractice insurance.
3. supply and demand.
1. Government should do something about the cost of education.
2. Government should do something about lawsuits and malpractice insurance.
3. People shouldn't go to the doctor so much. Just a little squirt of bactine and everything is fine. With demand down, prices will drop.