Maybe it all depends on the area you live in whether or not the borg counselled you or the R&F looked upon you as to whether you had a full time job or not and received benefits from your employer or not.
I`m from the east coast of Australia and never had such a problem and am now well and truly retired living in my own home which I own outright.
Ironically now that I look back to the first cong I attended the presiding o/seer and his flesh bro,the assistant o/seer were Life insurance sales people. LOL
And I still didn`t wke up till many years later