@NAVYTOWN - your OP makes good points.
If I were braver I'd probably be atheist.
Does the existance/nonexistance of God even matter? There's nothing we can do about it, we can't know for sure, all we can do is live our lives and do our best.
I heard somebody, somewhere (it may have been Clive James) say that the logical position is to start off atheist and the revise your position with the gathering of new evidence.