Clarity - about your comments - Meh, as Shamus would say. No offense taken.
You're talking about an ocean-side climate; I'm referring to high, dry and cold - well, not AS cold as Alberta [Psst!! Quendi! Hence the advice to get an engine-block heater - I guess I should have specified, "If you don't have a garage", but lots of people in MY neighborhood - with 3-car garages - use them for the cars left OUTside when we have those bitter Arctic blasts from the north...]
Anyhoo... So you NEVER need a coat?? Yer KIDDING!!?! Well, I never was one for humidity - we've had rain rain and more rain this summer - and this was SUPPOSED to be the summer when I repainted the windows - to the point that Denver, Colorado is far more HUMID than it usually is...
I never thought I'd miss that bright, hot sunshine, but... I want it back!!
Zid