My daughter when she was 13 had to face down two elders that came on a shepherding call specifically to ask her why she wasn't making moves toward baptism. I learned alot from her that day. And it might help you.
She could answer all the baptism questions, she answered well at meetings. she even went out in service at times, though that was hard because I typically worked Saturdays then.
They asked why she wasn't baptised and if it was a goal. She told them is was a goal (it was then) but she wasn't ready.
They asked her why--because she knew the answers and didn't have a reason not to do it.
She said she wasn't ready.
They pressed her (As though I wasn't even there). They asked if I studied with her. She said yes, but now it was just going through our magazines and talking alittle about them.
So they moved in on this and told her she needed to study the "Knowledge" book with someone other than me, her mom. ( That ticked me off)
Now here is the point that was so good, I thought. It was true AND there was no way they could get around it. She said:
"I don't need more knowledge. I can already answer all the baptism questions. But I don't have a relationship with God. I am not dedicated. My mom always said that was the most important part. I don't have a relationship with Jehovah yet."
One of the brothers got into a slightly bullying mode, but Rose just wouldn't budge; she wouldn't let them convince her that cramming more "knowledge" into her would do it. She said she would have to do it on her own. But she said if she felt like she needed more studying she would let them know.
A side note: They had kind of ignored my moral authority as the mother until the one brother wanted me to press her to accept a study from someone else. Well, I wasn't going to press my daughter into a study!
They left her alone for a year and we moved from that area.
DON'T WORRY! just tell them you would not dream of getting baptised without making a dedication first!Don't let them press because it is unscriptural for them to do that.
You'll be fine.