Brothers!! Why would you pay into a pension?! Don't you know where we are in the Stream of Time??! Armageddon will be here long before you retire!!
No, that's not my words, but the words of the elders in 1949 to my father who (foolishly) asked them if he should pay into the company pension. He was 18 years old at the time.
I've got my company pension plan (I believe I contribute 5% and they contribute 7%), plus I have a certain amount taken out of my chequing account every week which is going into a Balanced Fund and another one in an Equity Fund. I've got it at medium risk right now. I figure I'm young enough so that if I did lose a bit right now, there's still plenty of time to make it back up. Last year on my one account, I made 18.69% interest, the other one I made 14.53% interest, which is fine by me. My sister made over 24% interest last year on Mutual Funds!!
BTW, had my father paid into his company pension from Day One, his pension would be over $4,000.00/month (before taxes). As it is, his pension is $1,500.00. Did he or anyone else from his generation ever hear an apology from the Society for screwing them up like this? Of course not, but there was a lovely talk at the Circus ASSembly a couple of years ago, where the brain-dead idiot on the platform said "Brothers, if you knew 50 years ago that Armageddon wouldn't be here by now, would you have done things differently? Well you shouldn't FEEL that way brothers, as it shows a lack of faith in Jehovah's Organization!" That's the closest my father ever came to getting up, walking out and never going back.