What you see as an ad hominem, I see as questioning you the way you are questioning others. It is easy to get on your high horse, to determine what you think is moral (seemingly from a book that features a God that goes against his own morality), and then to hold others to arbitrary standards of your own. It doesn't feel good to have others question your motives and priorities, right?
You're operating here under a utopian image that does not and can not exist. Humans aren't wired that way. People here have shown you that over and over. Is this post just a hope and a wish? You say that you aren't judging but are you not labeling those with different views than you, or perhaps the wealthy, as immoral? Is that not a judgment?