Torn,
There are plenty of worldly people who are doing fine financially without Jehovahs help, so not to worry😊.
Have you considered consulting with a financial advisor? I sure have, and I totally recommend it. Find a pro, however, not Joe or Jane-Doe witness who handles finances in their basement.
Money trouble can be so stressful, and I'm sorry to hear you are worried about this. You sound like a hard-working woman, and I hope business improves for you. P.S. I mean no offense if you (or others) happen to be an independent financial consultant working out of your basement.