Bottom line: in addition to the fact that the JW religion is not really a charitable organization, the people there are judgmental and mean-spirited.
You have people who are judgmental in not wanting to associate with those not on their ‘spiritual’ level 🙄. What makes anybody think they would be charitable to somebody like you mention in your post (you have a woman saying somebody is ‘not baptized’)?? Then it would be ..“well he/she is not that active so is not deserving..’.
You would have to revamp the WHOLE mentality of the Jehovah’s Witness religion and this is not going to happen! If anything, they are getting worse with the judgmentalism. You would have to undo decades of wrong attitudes plus teachings from the top down. The religion would ALSO have to do an about-face with their attitudes towards college, careers and responsible people in the workforce. People with no careers have no money in addition to being resentful.
Unless and until these things happen (which I doubt), it is FANTASY to talk about Witnesses doing real charitable work towards anybody. It’s not gonna happen and the most you’ll see is their hit and miss of certain people being targeted to put money in an envelope.