Capatain obvixious
The first order of business would be to spend less. I don't mean be so tigh people make jokes, jut see if you can spend $500 less every month, and put that into savings.
trust me..... I am on a very strict budget for spending and debt reduction. I have never been so disciplined in my life as I am right now and its working. I hope to be debt free (except for mortgage of course) by 2014