And, when you do plan for the future, the washtowel prevents people from planning according to reality. Do you put aside money for your future? Do you foresee problems that could affect your wealth, and plan accordingly so you can profit from it? You don't if you are throwing it all away into the Worldwide Damnation Fund or pious-sneering in lieu of working. You cannot do anything that will favorably affect your future if all you do is attend boasting sessions, go in field circus, and obey the Filthful and Disgraceful Slavebugger.
And by planning ahead, I mean you do as you see fit. Those planning for the collapse of the dollar can accumulate silver and gold (you keep the silver and gold). You know that such is safe from bail-ins as well as hyperinflation, and such is a form of hyperinflation or bail-in insurance. But, you and you alone decide how much to buy. You, and you alone, are responsible for buying when the price gets smashed down (so you get more precious metal for the money or spend less for the same amount). That money will be protected for when you retire. If you prefer investing in stocks, you alone decide how much and which stocks to put your money, and you alone bear responsibility for whatever risks of devaluation are forthcoming.
Also, you decide how much to set aside for the future and how much to spend now. Having zero fun is not wise. Even with the threat of an unstable dollar and Neptune headed for 9 degrees of Pisces (it lands there April 18 through August 10, goes back to 7 Pisces for a while in late fall, and returns to 9 Pisces in February 2016), I still take care of today's needs. I am not going to put everything into silver and gold now, only to neglect other expenses. Having fun is also a good thing to allow for--including having bought numerous Led Zeppelin albums and songs even as I was buying silver during the October freefall. While I do not advocate wasting your money on a big screen TV just so you can watch the damn football game, I still advise going to that theme park or getting a few nice items you are going to really enjoy now.
And worst of all, the amount the washtowel makes the jokehovians waste. How much does it cost to do that stupid two-week Israel mission? Personally, if I had the money to prepare for that, I would have rather bought a monster box of silver so I could really enjoy it when the dollar becomes toilet paper. You might just as well enjoy a real vacation, or put that roof on your house you need, or get that big TV (you can get three of those big screen TVs for one Israel mission's worth of money). Field circus wastes resources, including so much time that you could have taken a second job to earn enough silver to put away for retirement while you do your other job for the present. And how much does one Grand Boasting Session waste? Especially for those traveling more than 200 km each way.
All of which is waste. You are not enjoying it now. You are not setting yourself up to profit in the future. As much as I am against the NBA basketball after last May's political correctness baiting, the money cost of attending one of those games is about the same, or slightly less than, one Grand Boasting Session. And with the time the Grand Boasting Session wastes, you could have rented a court and play your own game. And, you are not putting the money into retirement--and, believe it or not, you can make a hobby out of physical silver and gold investment. Either way, with the washtowel, you lose.