We pay no banking fees here at our US bank if we keep a minimum in our savings. But we have been a customer so long that even when it drops below, no fees.
So what do the banks in Spain consider the lowest amount needed in a checking/savings account before they start charging fees? How much are the fees, would they break a congregation of 100, e.g., fees here $5, only 5 cents per publisher.
I guess some congregations hadn't seen that on their statement for so long, they didn't realize they were getting a break. And these are the people who are going to lead jws into the new system; I would dread the next 1,000 years.