We bought land!
some of you might remember a delema i had a couple of months ago over buying a house... and gave lots of great advice.
well, we ended up buying a large block of land (modern developers would cram 8 houses on it) one hour outside the city in a really nice little town of only 250 people. The block has an 1860 ruin on it that looks like an old school or church. The building is not in real bad shape... i mean, it sure needs a lot of work but its very fixable and we will turn it into my wifes art studio and gallery. The plan is for it to be 5 to 10 year journey. Rather than a 300K mortgage we have a 55K one that leaves us lots of income to pump into the dream as we go.
At last! I am actually for the first time in my life thinking about the reality of eventual retirement. Until now, as you know, so many of us had no future to plan for other than patting lions in paradise...