This money-giving thing seems to be a watchtower thing. I remember a prominent pioneer in the previous hall I was in who was always pleading poverty. She would be the one arranging holidays and asking for money for said holidays, she would then say she could not afford one for herself and her family. We can guess what happened next, the one arranging these holidays would have everything paid for her.
She and another elder were the very reason I started to wake up. They were horrible individuals. I even caught her one day looking at me with what could only be described as pure hatred on her face. This event stuck with me for a long time, because I have never seen anyone look that venomous in my life. If evil exists, she and the elder are prime examples of such evil.
I think this is why I see through Lloyd, because I have witnessed firsthand just how evil people can be, especially when it comes to cult ideology.