I have successfully used PayPal for several years, selling and buying things on Ebay. All of a sudden, paypal became a menace and decided o freeze my funds. I investigated, since I could not get a response from Ebay OR PayPal to my satisfaction. Suffice it to say that I closed that checking account, paypal account and Ebay account after what I read here.
www.complaint.com (search PAYPAL}
I hope this warns you.