Great responses overall Terry.
This part was particularly brilliant, IMO.
I won't go into any discussion or detail about any of it. It is not my place to do so.
My opinion is that people who are happy with what they have don't need anybody insisting they change their mind.
That is organic. It either happens out of necessity or doesn't happen at all. It can't be forced.
Suffice to say....I'm now free of the burden of fear and dread and my life changed dramatically for the better.
OM